Privacy and Security

CIGA is committed to protecting and respecting your personal information. Personal information is information that can be used to identify or describe you.

Our privacy practices are guided by Article 1, Section 1 of the California Constitution, the Information Practices Act of 1977, and other applicable California and federal laws. This policy describes how we collect, use, store and disclose personal information.

Collection and Use of Personal Information

CIGA operates the www.ciga.org Website, which provides the Service.

For a better experience while using our Service, we may ask you to provide us with certain personally identifiable information, including but not limited to your name, phone number, and postal address. The information that we collect will be used to contact or identify you.

We collect and use your personal information to provide services and to provide you with other information about or from CIGA. We limit the collection of personal information to what is reasonably relevant and necessary to perform our services and provide information.

We may also automatically collect information when you use the CIGA Website, such as your Internet protocol (IP) address, device identifiers, browser type, operating system, Internet Service Provider (ISP), pages that you visit before and after using the Website, the date and time of your visit, information about the links you click, the pages you view, how you navigate the Website, and server log information. CIGA may also collect certain location information when you use the Website, such as your computer’s IP address, your mobile device’s GPS signal, or information about nearby wireless access points and cell towers.

Children

Children are not eligible to submit claims to CIGA or otherwise use its services directly. We ask that minors (under the age of 18) do not submit any personal information to us. If you are a minor, you can use CIGA’s services only with your parents or guardians.

Disclosure of Personal Information

CIGA may disclose personal information when required by law or regulation, or when related to the provision of CIGA’s services. We provide personal information to third parties that is necessary for our business and marketing purposes. CIGA restricts those third parties’ use of your information to accomplish those purposes. For instance, CIGA pays and discharges some covered claims to various service companies called Third Party Administrators, and in connection with the services provided by these companies, CIGA may provide them with personal information.

We may also share your personal information to third parties when you consent to release the information.

CIGA contractually obligates third parties to keep your personal information secure and confidential.

Cookies

Cookies are files with small amount of data that is commonly used an anonymous unique identifier. These are sent to your browser from the website that you visit and are stored on your computer's hard drive.

Our website uses these cookies to collection information and to improve our Service. You have the option to either accept or refuse these cookies and know when a cookie is being sent to your computer. If you choose to refuse our cookies, you may not be able to use some portions of our Service.

Third Party Websites

You may find links to third party websites on the CIGA Website. Those websites may seek to install cookies on your computer and track your activities. CIGA does not monitor or control those websites or their use of cookies or tracking activities, and generally, CIGA does not control their collection of information. You should review those websites’ terms of service and privacy policies to learn about their collection and use of your information. CIGA provides those links as a convenience and the inclusion of those links should not be considered an endorsement of the linked websites’ privacy practices.

Security of Personal Information

CIGA takes reasonable precautions to protect personal information against loss, unauthorized access, and illegal use or disclosure. We have established technical, administrative, and physical security measures that are consistent with government and industry standards to protect your personal and confidential information. We also review our security policies and procedures periodically to consider appropriate new technology and updated methods to protect information.

Access to Personal Information

CIGA strives to keep your personal information accurate, complete, and up to date. We will provide you with reasonable access to your personal information to have it corrected, amended, or deleted where it is inaccurate or inappropriate for the specified purposes of processing.

To request access to your personal information, you may contact us as provided below.

Changes to This Privacy Policy

We may update our Privacy Policy from time to time. Thus, we advise you to review this page periodically for any changes. We will notify you of any changes by posting the new Privacy Policy on this page. These changes are effective immediately, after they are posted on this page.